Effective Date: August 13, 2024

Welcome to Congruency.Co ("Congruency," "we," "our," or "us"). By accessing or using our website, services, or any related content (collectively, the "Services"), you agree to be bound by these Terms of Use ("Terms"). Please read them carefully.

1. Acceptance of Terms
By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. If you do not agree to these Terms, you must not use our Services.

2. Eligibility
You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that you meet this eligibility requirement.

3. Account Registration
To access certain features of our Services, you may need to register for an account. You agree to provide accurate, complete, and updated information as requested. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Use of Services
You agree to use the Services only for lawful purposes and in accordance with these Terms. You must not:

• Engage in any activity that violates any applicable law or regulation.

• Use the Services for any commercial purpose without our prior written consent.

• Disrupt or interfere with the security or functionality of the Services.

• Post or transmit any content that is infringing, defamatory, obscene, or otherwise objectionable.

5. Intellectual Property
All content, materials, and intellectual property provided through the Services, including but not limited to text, graphics, logos, images, and software, are owned by Congruency or our licensors. You are granted a limited, non-exclusive, non-transferable license to access and use the Services for your personal use. You may not reproduce, distribute, modify, or create derivative works from any content without our express written consent.

6. User Content
You may have the ability to submit, post, or share content through our Services ("User Content"). By submitting User Content, you grant Congruency a non-exclusive, royalty-free, worldwide, transferable, and sublicensable license to use, reproduce, distribute, display, and create derivative works from your User Content in connection with providing the Services.

You represent and warrant that you have all necessary rights to grant this license and that your User Content does not violate any third-party rights or applicable laws.

7. Termination
We reserve the right to terminate or suspend your access to the Services, with or without notice, for any reason, including if we believe you have violated these Terms. Upon termination, all rights and licenses granted to you in these Terms will immediately cease.

8. Disclaimer of Warranties
The Services are provided on an "as-is" and "as-available" basis. Congruency makes no warranties, express or implied, regarding the Services, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

9. Limitation of Liability
To the fullest extent permitted by law, Congruency will not be liable for any indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of the Services. Our total liability for any claim arising out of or relating to these Terms or the Services will not exceed the amount you paid to use the Services or $100, whichever is greater.

10. Indemnification
You agree to indemnify and hold harmless Congruency, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in connection with your use of the Services or your violation of these Terms.

11. Governing Law and Dispute Resolution
These Terms will be governed by and construed in accordance with the laws of [Your State/Country], without regard to its conflict of law principles. Any disputes arising out of or relating to these Terms or the Services will be resolved through binding arbitration in [Your State/Country], unless otherwise required by law.

12. Changes to the Terms
We may update these Terms from time to time. Any changes will be posted on this page with an updated "Effective Date." Your continued use of the Services after any such changes constitutes your acceptance of the new Terms.

13. Contact Information
If you have any questions or concerns about these Terms, please contact us at info@congruency.co.